The Most Common Auto Insurance Claims
When you own a car, there are plenty of liabilities out in the world that threaten your vehicles’ safety. You can practice safe driving habits as much as you want, there will still be times where you will experience a loss that you will have to claim on your Auto Insurance policy. The best way to prevent these accidents is to be aware of them. Below, we have compiled the most common auto insurance claims.
- Rear-End Accidents
These are the most common auto insurance claims and can happen for numerous reasons. Usually they happen when a driver is stopped at a light or in stop-and-go traffic where someone is not paying attention to the road ahead of them. If you have good collision coverage, you insurance should be able to handle these repairs.
- Parked Cars
They don’t move but somehow get caught up in collisions and insurance claims. Whether someone collides with your parked car, scrapes it, or bumps it with a car door, your insurance claim should be able to cover the damages.
Car theft is a very common claim that Auto Insurance companies answer to. If your car is stolen, comprehensive insurance will pay for the replacement value of the vehicle after you pay the deductible.
This can be anything from someone keying your car to spray-painting obscenities on it. These claims are usually the result of someone seeking some kind of revenge against the driver. Since vandalism isn’t covered by Liability Insurance or Collision Insurance, a driver would need to have Comprehensive Coverage to take care of the losses.
This is injury is usually caused by accidents and sudden stops. The sudden movements that occur during these incidents can cause sever neck and spine pain. Good coverage can help cover medical bills to treat this injury.
The claims mentioned above are some of the most common auto insurance claims that insurance companies deal with. They are ones that you as a driver are most likely to encounter. If you want to protect yourself from the expensive costs of these types of incidents, get yourself some Auto Insurance. If you would like SkyBlue Insurance to help you find the best rates from the top carriers, go online and get an Auto Insurance quote right now! It’s totally free!