Auto Insurance Coverage Options
If you are a driver, then you are required by law to have minimum auto liability insurance coverage. Keep in mind that minimum coverage will not protect you like some of the more extensive coverage options. Auto Insurance comes with coverage options to ensure that drivers are fully protected. The three types of Auto Insurance Coverage options are Liability Insurance, Collision Insurance, and Comprehensive Insurance. These types of coverage options protect you in different ways. Below, the we explain some auto insurance coverage options.
Liability Auto Insurance
Liability coverage protects others from damage that you may cause. If you strike a pedestrian or damage a vehicle or property that belongs to someone else, you will be responsible for covering the loss. Liability coverage will protect you from these costs.
Collision coverage is the Auto Insurance coverage that takes care of you and your vehicle if you are ever in an accident; no matter who’s at fault. With this coverage, any repairs for your car are covered.
The name of this insurance may be misleading because it isn’t actually comprehensive. This coverage only takes care of damages to your car that aren’t caused by a collision. This includes theft, fire, a falling tree, or extreme weather conditions. There are many threats to your vehicle that aren’t on the road so it’s best to be safe and have everything covered.
Now that you are aware of the three main auto insurance coverage options, you can decide on the best one for you. Of course, it’d be wise to be fully covered with all three. If you want SkyBlue Insurance to help you find great Auto Insurance, go online and get an Auto Insurance quote today!